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	<title>Comments on: AJM Leasing Toronto</title>
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	<link>http://www.penciltrick.com/index.php/automotive/ajm-leasing-toronto/</link>
	<description>Fighting the trained monkey in modern society.</description>
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		<title>By: Lost</title>
		<link>http://www.penciltrick.com/index.php/automotive/ajm-leasing-toronto/comment-page-1/#comment-181272</link>
		<dc:creator>Lost</dc:creator>
		<pubDate>Tue, 17 Jan 2012 21:19:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.penciltrick.com/?p=137#comment-181272</guid>
		<description>You guys are missing a point - ajm is not a dealership, and if the vehicle is lemon, blame the crook who sold you that junk, not a company who financed your bad deal...</description>
		<content:encoded><![CDATA[<p>You guys are missing a point &#8211; ajm is not a dealership, and if the vehicle is lemon, blame the crook who sold you that junk, not a company who financed your bad deal&#8230;</p>
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		<title>By: Rick</title>
		<link>http://www.penciltrick.com/index.php/automotive/ajm-leasing-toronto/comment-page-1/#comment-139508</link>
		<dc:creator>Rick</dc:creator>
		<pubDate>Tue, 20 Sep 2011 16:01:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.penciltrick.com/?p=137#comment-139508</guid>
		<description>For all of the folks that say people deal with AJM and it&#039;s their fault, you are a bunch of losers.  Life happens and good people have promlems that cause them to turn to scum bags like this.  My GMC Jimmy was stolen and they were paid out and today I just got papers from them saying settle this up since we have a judgement against you.  I WAS NEVER SERVED IN THE FIRST PLACE!  So if you have issues in life you are a second rate human that doens&#039;t deserve your basic rights.  This best pert of this is the fact that the number on the paper work that I did get in the mail to call their office is not even in service.  I have contacted a friend of mine that is a lawyer to find out what my options are since this is a scam.  I bet the story will go something like...  yeah we served him the papers and yet I haven&#039;t lived at that address in 18 months.  I bet the mail was returned to them, and the court papers say the old adddress on them.  The reason they didn&#039;t serve me properly is because they knew I would counter sue them for the entire amount of the car since they sold me a crap car that didn&#039;t lock and a bad ignition that they promised my lawyer friend would be fixed or they would get me out of that Jimmy and into something else with no penalty.  AJM is an organization filled with crooks and will do anything to make money.  I wouldn&#039;t even be surprised that they stole the Jimmy to get the insurance money and still sue me over one payment and 24% interest over the last 2 plus years.  I hope they get taken down hard and all of those jerk-off that work there that think they are so smart find out what it&#039;s like to need a crooked company like them and have to live like we had to.</description>
		<content:encoded><![CDATA[<p>For all of the folks that say people deal with AJM and it&#8217;s their fault, you are a bunch of losers.  Life happens and good people have promlems that cause them to turn to scum bags like this.  My GMC Jimmy was stolen and they were paid out and today I just got papers from them saying settle this up since we have a judgement against you.  I WAS NEVER SERVED IN THE FIRST PLACE!  So if you have issues in life you are a second rate human that doens&#8217;t deserve your basic rights.  This best pert of this is the fact that the number on the paper work that I did get in the mail to call their office is not even in service.  I have contacted a friend of mine that is a lawyer to find out what my options are since this is a scam.  I bet the story will go something like&#8230;  yeah we served him the papers and yet I haven&#8217;t lived at that address in 18 months.  I bet the mail was returned to them, and the court papers say the old adddress on them.  The reason they didn&#8217;t serve me properly is because they knew I would counter sue them for the entire amount of the car since they sold me a crap car that didn&#8217;t lock and a bad ignition that they promised my lawyer friend would be fixed or they would get me out of that Jimmy and into something else with no penalty.  AJM is an organization filled with crooks and will do anything to make money.  I wouldn&#8217;t even be surprised that they stole the Jimmy to get the insurance money and still sue me over one payment and 24% interest over the last 2 plus years.  I hope they get taken down hard and all of those jerk-off that work there that think they are so smart find out what it&#8217;s like to need a crooked company like them and have to live like we had to.</p>
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		<title>By: manhattan</title>
		<link>http://www.penciltrick.com/index.php/automotive/ajm-leasing-toronto/comment-page-1/#comment-83365</link>
		<dc:creator>manhattan</dc:creator>
		<pubDate>Tue, 01 Feb 2011 03:05:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.penciltrick.com/?p=137#comment-83365</guid>
		<description>well to all you people that got screwed over just to let you know AJM (CarCap) is going down in court as we speak LOL there are 20 people that a car lot told us and the owner of this lot is taking them to court we hope he wins.</description>
		<content:encoded><![CDATA[<p>well to all you people that got screwed over just to let you know AJM (CarCap) is going down in court as we speak LOL there are 20 people that a car lot told us and the owner of this lot is taking them to court we hope he wins.</p>
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		<title>By: fed up</title>
		<link>http://www.penciltrick.com/index.php/automotive/ajm-leasing-toronto/comment-page-1/#comment-75107</link>
		<dc:creator>fed up</dc:creator>
		<pubDate>Tue, 28 Dec 2010 21:16:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.penciltrick.com/?p=137#comment-75107</guid>
		<description>AJM where do i start? i got an audi a4 at about 10 grand. the car was great for 2 weeks. the al hell broke loose. i lost 2 cylinders, the diff at the back was messed up and at night time you could see the cat converter glowing red.... i took it back to the dealership and they told me they couldn&#039;t do anything because the car was not bought off them but off jam leasing. Awesome i thought....not literally. i called them they then told me no problem bring it to our shop in northwest toronto, off allen rd......i live in whitby...... or i could get them to come get it with a tow truck and then have the pleasure of paying the towing fee, $330. i reluctantly drove it there and waited for a month before it was fixed. i phoned them to get my car back and they informed me that the car had been sold to someone else.... wow thats cool!!! i b$tched and complained and they finally told me could get another car. i needed a car so i said what do u have. they told me a saturn ls. horrible car. then the agreement was that it would replace the audi, the audi would be whipped off and i don&#039;t need to worry about the audi anymore. $9000 frigging dollars for a horrible saturn!!!!! that didn&#039;t even pass safety afterwards when i tested it two weeks later. not even a spare tire. and to make matters worse the guy and signed the leasing agreement with me (the sales man) wasn&#039;t even aloud to sell cars legally in ontario, ordered by a judge from passed problems. Tell me why i still pay them money each month!
these people screwed me over hard core, my perfect credit is now not perfect... and they ruined a chance of me every wanting to get a house easily in the next 5 years. THANKS AJM!!!!</description>
		<content:encoded><![CDATA[<p>AJM where do i start? i got an audi a4 at about 10 grand. the car was great for 2 weeks. the al hell broke loose. i lost 2 cylinders, the diff at the back was messed up and at night time you could see the cat converter glowing red&#8230;. i took it back to the dealership and they told me they couldn&#8217;t do anything because the car was not bought off them but off jam leasing. Awesome i thought&#8230;.not literally. i called them they then told me no problem bring it to our shop in northwest toronto, off allen rd&#8230;&#8230;i live in whitby&#8230;&#8230; or i could get them to come get it with a tow truck and then have the pleasure of paying the towing fee, $330. i reluctantly drove it there and waited for a month before it was fixed. i phoned them to get my car back and they informed me that the car had been sold to someone else&#8230;. wow thats cool!!! i b$tched and complained and they finally told me could get another car. i needed a car so i said what do u have. they told me a saturn ls. horrible car. then the agreement was that it would replace the audi, the audi would be whipped off and i don&#8217;t need to worry about the audi anymore. $9000 frigging dollars for a horrible saturn!!!!! that didn&#8217;t even pass safety afterwards when i tested it two weeks later. not even a spare tire. and to make matters worse the guy and signed the leasing agreement with me (the sales man) wasn&#8217;t even aloud to sell cars legally in ontario, ordered by a judge from passed problems. Tell me why i still pay them money each month!<br />
these people screwed me over hard core, my perfect credit is now not perfect&#8230; and they ruined a chance of me every wanting to get a house easily in the next 5 years. THANKS AJM!!!!</p>
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		<title>By: George</title>
		<link>http://www.penciltrick.com/index.php/automotive/ajm-leasing-toronto/comment-page-1/#comment-67594</link>
		<dc:creator>George</dc:creator>
		<pubDate>Wed, 17 Nov 2010 01:47:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.penciltrick.com/?p=137#comment-67594</guid>
		<description>I also experienced a not so good deal with AJM. I had just lost my business, gotten divorce and hit with heavy child support, so I had to declare bankruptcy. Upon being discharged I was financed by them for the amount of 12,500, for which I had to pay the dealer 3000 down, so that would then subtract 3000 from the dealer price with only 9500 to be financed. Those suckers did not minus the deposit of 3000, I ended up paying 23000 by the time I was done. I wish they rot in hell.</description>
		<content:encoded><![CDATA[<p>I also experienced a not so good deal with AJM. I had just lost my business, gotten divorce and hit with heavy child support, so I had to declare bankruptcy. Upon being discharged I was financed by them for the amount of 12,500, for which I had to pay the dealer 3000 down, so that would then subtract 3000 from the dealer price with only 9500 to be financed. Those suckers did not minus the deposit of 3000, I ended up paying 23000 by the time I was done. I wish they rot in hell.</p>
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		<title>By: linda</title>
		<link>http://www.penciltrick.com/index.php/automotive/ajm-leasing-toronto/comment-page-1/#comment-59296</link>
		<dc:creator>linda</dc:creator>
		<pubDate>Mon, 04 Oct 2010 11:25:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.penciltrick.com/?p=137#comment-59296</guid>
		<description>me and my husband been with ajm leasing for 3 1/2 years and never had a problem. We had a missed a payment about 6 months after we signed the lease with them they were very undestanding and let me make a double payment on the next month. so i am happy with AJM Leasing.</description>
		<content:encoded><![CDATA[<p>me and my husband been with ajm leasing for 3 1/2 years and never had a problem. We had a missed a payment about 6 months after we signed the lease with them they were very undestanding and let me make a double payment on the next month. so i am happy with AJM Leasing.</p>
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		<title>By: jax</title>
		<link>http://www.penciltrick.com/index.php/automotive/ajm-leasing-toronto/comment-page-1/#comment-50808</link>
		<dc:creator>jax</dc:creator>
		<pubDate>Wed, 14 Jul 2010 22:38:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.penciltrick.com/?p=137#comment-50808</guid>
		<description>To whoever had a negative comment towards the person that wrote this:

I have excellent credit and it happened that ajm was the finance company the dealership I went to used. I did not go to ajm to borrow the money for the car because i was a loser or broke or unable to pay my bills.
That being said they are the biggest crooks i&#039;ve ever had the misfortune of dealing with. They are unprofessional and make things up as they go. I&#039;m not even going to get into all the bs I had to deal with and just go on to my main point. My car was stolen, the insurance company paid them for the remainder of the lease which was somewhere around $3000.00. I am as I type, looking at the paper from rbc insurance (a very reputable agency) stating that the lease was paid in full. I received a notice of garnishment today at work for an amount in excess of $8000.00 from Dougall Grange c/o AJM leasing o/b Chettleham Estates ltd. I called Mr. Grange which is a paralegal ajm hired to represent them to ask why. I was screamed at swore at and called an a#&amp;hole and a loser! By a man that I am positive makes less money then me. Pfft I dont even answer my own phones at work and he does! The reason I was yelled at was because I knew what I was talking about. Any company that would have a person like that representing them is bs in my books!!!! Not to mention the fact that I DO NOT OWE THEM ONE RED CENT!!!!!</description>
		<content:encoded><![CDATA[<p>To whoever had a negative comment towards the person that wrote this:</p>
<p>I have excellent credit and it happened that ajm was the finance company the dealership I went to used. I did not go to ajm to borrow the money for the car because i was a loser or broke or unable to pay my bills.<br />
That being said they are the biggest crooks i&#8217;ve ever had the misfortune of dealing with. They are unprofessional and make things up as they go. I&#8217;m not even going to get into all the bs I had to deal with and just go on to my main point. My car was stolen, the insurance company paid them for the remainder of the lease which was somewhere around $3000.00. I am as I type, looking at the paper from rbc insurance (a very reputable agency) stating that the lease was paid in full. I received a notice of garnishment today at work for an amount in excess of $8000.00 from Dougall Grange c/o AJM leasing o/b Chettleham Estates ltd. I called Mr. Grange which is a paralegal ajm hired to represent them to ask why. I was screamed at swore at and called an a#&amp;hole and a loser! By a man that I am positive makes less money then me. Pfft I dont even answer my own phones at work and he does! The reason I was yelled at was because I knew what I was talking about. Any company that would have a person like that representing them is bs in my books!!!! Not to mention the fact that I DO NOT OWE THEM ONE RED CENT!!!!!</p>
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		<title>By: manhattan</title>
		<link>http://www.penciltrick.com/index.php/automotive/ajm-leasing-toronto/comment-page-1/#comment-48950</link>
		<dc:creator>manhattan</dc:creator>
		<pubDate>Thu, 03 Jun 2010 16:44:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.penciltrick.com/?p=137#comment-48950</guid>
		<description>well they really suck we have had our car with them for 2 years now but they added 3,000 to the price of the car with out telling us so we have to pay 9,000 when it was 6,000.00 AJM SUCKS and we also had to do work 1 week later to the car last summer we were hit by a deer and the car should have been wrote off but the shop didn&#039;t look over the car the rad was broken so they had to take everything back off to put a new rad in the shop owner said if we knew the rad was broken it would have been gone but still to this day we still have it also worried about driving a long trip car sucks if we had 2800.00 we would buy it out but can&#039;t afford it and yes they are SCAMMERS and ASSHOLES on the phone too.</description>
		<content:encoded><![CDATA[<p>well they really suck we have had our car with them for 2 years now but they added 3,000 to the price of the car with out telling us so we have to pay 9,000 when it was 6,000.00 AJM SUCKS and we also had to do work 1 week later to the car last summer we were hit by a deer and the car should have been wrote off but the shop didn&#8217;t look over the car the rad was broken so they had to take everything back off to put a new rad in the shop owner said if we knew the rad was broken it would have been gone but still to this day we still have it also worried about driving a long trip car sucks if we had 2800.00 we would buy it out but can&#8217;t afford it and yes they are SCAMMERS and ASSHOLES on the phone too.</p>
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		<title>By: drdml</title>
		<link>http://www.penciltrick.com/index.php/automotive/ajm-leasing-toronto/comment-page-1/#comment-47282</link>
		<dc:creator>drdml</dc:creator>
		<pubDate>Tue, 06 Apr 2010 19:22:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.penciltrick.com/?p=137#comment-47282</guid>
		<description>Remember three sides to the story, customers, AJM leasing and the Truth.  Above client could not get financing anywhere do to the fact they never paid anyone back.  AJM and other finance companies like them charge high interest due to the high risk of the client.  I advise any one in one of these programs to make all your payments for one year and make sure there are no other issues with your credit and you will suprise how your interst rate will fall.</description>
		<content:encoded><![CDATA[<p>Remember three sides to the story, customers, AJM leasing and the Truth.  Above client could not get financing anywhere do to the fact they never paid anyone back.  AJM and other finance companies like them charge high interest due to the high risk of the client.  I advise any one in one of these programs to make all your payments for one year and make sure there are no other issues with your credit and you will suprise how your interst rate will fall.</p>
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		<title>By: judy m.</title>
		<link>http://www.penciltrick.com/index.php/automotive/ajm-leasing-toronto/comment-page-1/#comment-47075</link>
		<dc:creator>judy m.</dc:creator>
		<pubDate>Mon, 29 Mar 2010 08:35:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.penciltrick.com/?p=137#comment-47075</guid>
		<description>yes, AJM leasing are crooks.  they ask for too much interest and they treat me like a piece of shit with no respect... don&#039;t go there...</description>
		<content:encoded><![CDATA[<p>yes, AJM leasing are crooks.  they ask for too much interest and they treat me like a piece of shit with no respect&#8230; don&#8217;t go there&#8230;</p>
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