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	<title>Comments on: Sunlife</title>
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	<link>http://www.penciltrick.com/index.php/service-based/sunlife/</link>
	<description>Fighting the trained monkey in modern society.</description>
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		<title>By: Denny</title>
		<link>http://www.penciltrick.com/index.php/service-based/sunlife/comment-page-1/#comment-54020</link>
		<dc:creator>Denny</dc:creator>
		<pubDate>Tue, 24 Aug 2010 21:07:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.penciltrick.com/?p=208#comment-54020</guid>
		<description>Sun Life has totally screwed me over, they are evil horrible people accusing me of fabricating my illness when I had two Doctors medically verify my condition. They instead used their &quot;own&quot; Doctor (Medical Consultant) - they were rude and ugly throughout my experience with them.</description>
		<content:encoded><![CDATA[<p>Sun Life has totally screwed me over, they are evil horrible people accusing me of fabricating my illness when I had two Doctors medically verify my condition. They instead used their &#8220;own&#8221; Doctor (Medical Consultant) &#8211; they were rude and ugly throughout my experience with them.</p>
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		<title>By: Tom N</title>
		<link>http://www.penciltrick.com/index.php/service-based/sunlife/comment-page-1/#comment-50804</link>
		<dc:creator>Tom N</dc:creator>
		<pubDate>Wed, 14 Jul 2010 21:02:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.penciltrick.com/?p=208#comment-50804</guid>
		<description>Well here is another one for your blog.
This is an email complaint to Sunlife that there call center in Toronto will not respond to as they are not sure as to what to do.  I will post there response if I ever get one.
My son started out on a monthly plan for braces one 
month. We have been clients of Sunlifes for 4 
years. We found a way to pay the whole dental 
off the next month but were denied full 
reimbursement as we were told &quot;the systems 
cannot change the option after the initial 
entrance&quot;. We challenged this as Sunlifes 
systems are not our responsibility and were told 
that if we can prove the appointments are 
ongoing we would be reimbursed the full amount 
at once. We did this with appointment cards and 
again denied as the system could not be 
changed. My wife is currently working against 
the doctors orders and will eventually have to 
take a leave of absence. The reason she has not 
taken the leave thus far is because of Sunlife 
screwing us around with this dental claim. 
Sunlife is currently working against my wifes 
health and I have gone to the media with regards 
to this, withholding of course for the time 
being the Sunlife name. We called again tonight 
with regards to this claim and apparently the 
systems have lost the previous 4 calls that we 
have made regarding this. Now according to Christine a senior representative at this call center she guarentees no calls are lost in her system.  My wife works at a call center and if the employee does not hit save or the note taking program times out then nothing about your call is saved.  Wow, Christine has perfect employees and perfect systems, maybe she should work for Bill Gates as there is not a computer in the world or employee that works at 100% efficiency, her employees and systems do though. Whatever.  Christine says oh no her employees wouldn&#039;t do that.  Again tonight we were 
told that the payments are made monthly as that 
was our original option and the fact that we did 
not pay it in full on day one is the reason for 
the claim not being paid out in full. We 
escalated to a senior agent and were given the 
treat of talking to Melanie. Melanie was the 
one who informed us that we never called on this 
claim according to there system and that the call center agents are providing false information by saying that &quot;we have supplied all the correct 
information and the reason the claim is not 
being paid out in full is because there is a 
glitch in the system that will not allow the change to occur&quot;. Melanie consistently states a different 
story. The agents are incorrect, she has 
nothing on file for anyone saying anything and 
if my wife takes her leave then the claim will 
not be paid even though she has paid for the 
last 4 years and currently paying. Interesting 
new twist Melanie has added. I asked Melanie if 
she has all the information in front of her with 
regards to what we sent in, she said yes. When 
I asked her to read the dates on the cards that 
were sent in to prove that the treatment is 
ongoing, she then said did not have the 
information in front of her but could get it if 
she needed it. Again more lies on behalf of 
Sunlife. I asked why would we have bothered 
sending all of this numerous times if your 
agents did not tell us this. Melanie stated it 
does not matter what we were told as it was 
incorrect, what matters is what is written on 
the claim return. I pushed the fact that we were 
told by numerous agents not what she was saying 
and we have been callng since January so we 
could make a decision before we had the 
orthodontics put on. Melanie then asked in a 
condescending way if I can read. I said no I 
cannot. She then went on to her agents wouldn&#039;t 
say that. Again I said why would we send all 
this in if we did not call and were told to if 
your agents said anything different. She just 
kept saying if I could read I would see on the 
statement. I am visually impaired, I am sorry 
that I cannot read what you have typed in small 
letters. According to Melanie that is not her 
problem and agents can say whatever to get them off the phone fast and take another call as they are paid on a per call basis. 
This is one call that will be escalated directly to Sunlife as I rely on these agents due to my impairment and trying to get a variable number of calls in to get raises or bonuses is not an option when dealing with someone like myslef. I need to 
talk to an agent of Sunlife who has an education 
to be a little more than robotic and understands 
the limits of those of us visually challenged. 
The dealings I am having is unacceptable and I 
will be calling back the radio show with regards 
to how Sunlife is dealing with this and 
including there name if not handled with 
satisfaction. Numerous callers have responded 
to this and we would all like to know the 
following. Others have had the claim paid out 
in full when they paid upfront and others even 
when paid off so what is the difference with our 
claim, has the system software been changed?. The monthly option is only if you pay monthly and once you stop paying monthly the claim is paid out in order to get the event case closed. An orthodontist who apparently deals with Sunlife regularly said he is willing to give me receipts stating the treatments have already been done. So is this acceptable?. Who 
is the company that is scamming us on our claims after 4 years of paying in so others know who to be 
weary of? I can answer that one very easily for 
them, so no need to respond. How does Sunlife 
feel that visual impairment in todays society is 
no concern when they know I cannot read as I 
made it clear an they just keep saying read my 
statements as that is what matters? Why are we told one thing by numerous agents but yet none of these calls can be traced when we state that we were told 
differently on the phone? Also, I now know this 
is a contracted company paid to give runarounds 
to clients but I am told to ask for a 
representatives number at Sunlife so this can be 
clarified and made public to all who may be 
contemplating Sunlife benefits in the future.</description>
		<content:encoded><![CDATA[<p>Well here is another one for your blog.<br />
This is an email complaint to Sunlife that there call center in Toronto will not respond to as they are not sure as to what to do.  I will post there response if I ever get one.<br />
My son started out on a monthly plan for braces one<br />
month. We have been clients of Sunlifes for 4<br />
years. We found a way to pay the whole dental<br />
off the next month but were denied full<br />
reimbursement as we were told &#8220;the systems<br />
cannot change the option after the initial<br />
entrance&#8221;. We challenged this as Sunlifes<br />
systems are not our responsibility and were told<br />
that if we can prove the appointments are<br />
ongoing we would be reimbursed the full amount<br />
at once. We did this with appointment cards and<br />
again denied as the system could not be<br />
changed. My wife is currently working against<br />
the doctors orders and will eventually have to<br />
take a leave of absence. The reason she has not<br />
taken the leave thus far is because of Sunlife<br />
screwing us around with this dental claim.<br />
Sunlife is currently working against my wifes<br />
health and I have gone to the media with regards<br />
to this, withholding of course for the time<br />
being the Sunlife name. We called again tonight<br />
with regards to this claim and apparently the<br />
systems have lost the previous 4 calls that we<br />
have made regarding this. Now according to Christine a senior representative at this call center she guarentees no calls are lost in her system.  My wife works at a call center and if the employee does not hit save or the note taking program times out then nothing about your call is saved.  Wow, Christine has perfect employees and perfect systems, maybe she should work for Bill Gates as there is not a computer in the world or employee that works at 100% efficiency, her employees and systems do though. Whatever.  Christine says oh no her employees wouldn&#8217;t do that.  Again tonight we were<br />
told that the payments are made monthly as that<br />
was our original option and the fact that we did<br />
not pay it in full on day one is the reason for<br />
the claim not being paid out in full. We<br />
escalated to a senior agent and were given the<br />
treat of talking to Melanie. Melanie was the<br />
one who informed us that we never called on this<br />
claim according to there system and that the call center agents are providing false information by saying that &#8220;we have supplied all the correct<br />
information and the reason the claim is not<br />
being paid out in full is because there is a<br />
glitch in the system that will not allow the change to occur&#8221;. Melanie consistently states a different<br />
story. The agents are incorrect, she has<br />
nothing on file for anyone saying anything and<br />
if my wife takes her leave then the claim will<br />
not be paid even though she has paid for the<br />
last 4 years and currently paying. Interesting<br />
new twist Melanie has added. I asked Melanie if<br />
she has all the information in front of her with<br />
regards to what we sent in, she said yes. When<br />
I asked her to read the dates on the cards that<br />
were sent in to prove that the treatment is<br />
ongoing, she then said did not have the<br />
information in front of her but could get it if<br />
she needed it. Again more lies on behalf of<br />
Sunlife. I asked why would we have bothered<br />
sending all of this numerous times if your<br />
agents did not tell us this. Melanie stated it<br />
does not matter what we were told as it was<br />
incorrect, what matters is what is written on<br />
the claim return. I pushed the fact that we were<br />
told by numerous agents not what she was saying<br />
and we have been callng since January so we<br />
could make a decision before we had the<br />
orthodontics put on. Melanie then asked in a<br />
condescending way if I can read. I said no I<br />
cannot. She then went on to her agents wouldn&#8217;t<br />
say that. Again I said why would we send all<br />
this in if we did not call and were told to if<br />
your agents said anything different. She just<br />
kept saying if I could read I would see on the<br />
statement. I am visually impaired, I am sorry<br />
that I cannot read what you have typed in small<br />
letters. According to Melanie that is not her<br />
problem and agents can say whatever to get them off the phone fast and take another call as they are paid on a per call basis.<br />
This is one call that will be escalated directly to Sunlife as I rely on these agents due to my impairment and trying to get a variable number of calls in to get raises or bonuses is not an option when dealing with someone like myslef. I need to<br />
talk to an agent of Sunlife who has an education<br />
to be a little more than robotic and understands<br />
the limits of those of us visually challenged.<br />
The dealings I am having is unacceptable and I<br />
will be calling back the radio show with regards<br />
to how Sunlife is dealing with this and<br />
including there name if not handled with<br />
satisfaction. Numerous callers have responded<br />
to this and we would all like to know the<br />
following. Others have had the claim paid out<br />
in full when they paid upfront and others even<br />
when paid off so what is the difference with our<br />
claim, has the system software been changed?. The monthly option is only if you pay monthly and once you stop paying monthly the claim is paid out in order to get the event case closed. An orthodontist who apparently deals with Sunlife regularly said he is willing to give me receipts stating the treatments have already been done. So is this acceptable?. Who<br />
is the company that is scamming us on our claims after 4 years of paying in so others know who to be<br />
weary of? I can answer that one very easily for<br />
them, so no need to respond. How does Sunlife<br />
feel that visual impairment in todays society is<br />
no concern when they know I cannot read as I<br />
made it clear an they just keep saying read my<br />
statements as that is what matters? Why are we told one thing by numerous agents but yet none of these calls can be traced when we state that we were told<br />
differently on the phone? Also, I now know this<br />
is a contracted company paid to give runarounds<br />
to clients but I am told to ask for a<br />
representatives number at Sunlife so this can be<br />
clarified and made public to all who may be<br />
contemplating Sunlife benefits in the future.</p>
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		<title>By: Jonha @ Happiness</title>
		<link>http://www.penciltrick.com/index.php/service-based/sunlife/comment-page-1/#comment-49247</link>
		<dc:creator>Jonha @ Happiness</dc:creator>
		<pubDate>Thu, 10 Jun 2010 13:00:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.penciltrick.com/?p=208#comment-49247</guid>
		<description>I am considering Sun Life but this complaint is a wake up call. Thanks for letting us know!</description>
		<content:encoded><![CDATA[<p>I am considering Sun Life but this complaint is a wake up call. Thanks for letting us know!</p>
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